
Cloud Accounting & Payroll
The UK’s leading cloud accounting software for small businesses
Connect your business to accounting, payroll, invoicing and more — all in one place.
Key Features
Everything you need to run the numbers
Smart Invoicing
Create and send professional invoices, track payments, and get paid faster with online payment options.
Bank Reconciliation
Automatic bank feeds import transactions daily; match, categorise and reconcile in minutes with AI-powered suggestions.
Payroll
HMRC-recognised payroll software; run pay, submit RTI to HMRC, auto-enrol pensions, and send digital payslips.

Why Xero
All your financial data in one place
Xero connects all your financial data in one place — accounting, payroll, VAT, expenses and more. Used by over 4 million subscribers worldwide, it’s built for small businesses, sole traders and their accountants.
Real-time cash flow visibility, bank-grade security, and access from any device, anywhere.
Built for the way you work
MTD Ready
Fully compliant with HMRC’s Making Tax Digital for VAT and Income Tax.
Real-time Reporting
Dashboards showing cash flow, outstanding invoices and bank balances at a glance.
1,000+ Integrations
Connect Xero with your favourite apps including Stripe, PayPal, Shopify, and more.
Xero Mobile App
Manage your finances on the go with the Xero accounting mobile app.
Plans
Choose the plan that fits your business
Starter
Simple invoicing and reconciliation for sole traders getting started.
Most Popular
Standard
Full accounting plus payroll for one employee — everything a growing business needs.
Premium
Unlimited payroll and multi-currency for established businesses trading globally.
